Issuer Processing

Issuer Processing is a complicated activity in the card business. Competition in the market is fierce.
A card issuer must be in a position to offer the customer a variety of services based upon the prevailing conditions in the market.

The service must be delivered on a timely basis in order to quickly react to changing market conditions.
To meet these requirements, XPonCard offers a flexible and efficient Issuer Processing module for handling applications, cardholders, corporations, products and services, individual client agreements, as well as risk management, transaction processing, statement generation and reporting.



The Issuer Processing Module supports
the following key factors:

- Application processing
- Risk and Fraud management
- CIS (Client Information Service)
- Card Blocking
- Compliancy issues (EMV)
- Multi-currency
- Cardholder fees
- Loyalty, Cardholder
- Value Added Services
- Charge backs and retrievals
- Personalization
- PIN management
- Statementing/Invoicing
- Etc.